About Us
Located at
PO Box 123
Hixson, TN 37343 USA
Email: info@finalexpenseforever.com
Tel: (423) 432-8917
Owned By:
Final Expense Agent Mentor, LLC
Our dedication to excellence and commitment to helping families, we have earned a stellar reputation and countless 5-star reviews. Our mission is simple: to provide peace of mind during life's most challenging moments.
At our agency, we understand that planning for end-of-life expenses can be overwhelming. That's why we offer personalized solutions tailored to your unique needs and circumstances. Whether you're looking for funeral coverage or assistance with medical bills, our experienced team will guide you every step of the way.
What sets us apart from the rest is our unwavering commitment to customer satisfaction. We take pride in the thousands of families we have helped throughout the years, ensuring their financial security and relieving them of unnecessary burdens. Our clients consistently praise us for our exceptional service, attention to detail, and genuine care.
FAQS
What is the difference between term life insurance and whole life insurance?
Term life insurance provides coverage for a specified term, typically 10, 20, or 30 years. It offers a death benefit to your beneficiaries if you pass away during the term, but it doesn't accumulate cash value. Whole life insurance, on the other hand, provides lifelong coverage and includes a savings component that builds cash value over time. While term insurance is usually more affordable, whole life insurance can serve as both protection and a long-term investment.
Do I need a medical exam?
One of the biggest benefits of final expense insurance is that they do not require a medical exam. Instead, a simple medical and prescription history check is done using your medical records for last 7 years. This makes the approval process very simple and allows you to get up to $50,000 in coverages without any blood or urinalysis.
How will my family receive the payout when I pass?
Once you pass, your beneficiary simply has to contact the carrier or us directly and we can assist in filing all needed paperwork. Claims are typically paid out with 24 hours of death.